Pay Off Your Car Loan Years Earlier

Use our simple calculator to see how extra payments can **reduce your total interest cost by thousands** and shorten your term.

Get Your Payoff Plan

Projected Savings Impact

$5,142

Total Interest Reduction

42 Mo Saved

Your Financial Roadmap Starts Here

Loan Inputs

Accelerated Payoff Options

Comparison Results & Impact

Standard Loan
Accelerated Plan

Monthly Payment

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Total Monthly Outlay

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Total Interest Paid

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Total Interest Paid

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Payoff Length

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Payoff Length (Saved)

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Principal vs. Interest Breakdown

Enter loan details to generate the chart.

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**Important Disclaimer:** This calculator provides estimates based on standard amortization formulas. Always confirm your exact payoff amount, payment allocation rules, and any potential prepayment penalties directly with your lender.

Deep Dive: Amortization Schedule

See the full month-by-month breakdown of how your payments are split and how the accelerated plan shortens your loan.

Monthly Payoff Timeline (Accelerated Plan)

Mo. Payment Principal Interest Balance
Schedule will appear here after calculation.

Frequently Asked Questions